The rules we hold ourselves to, in short. Each links to the full policy.
Last reviewed: 2026-10-16
How CENTS is organized
Local research. Connected leadership. National evidence.
CENTS starts with students investigating the school districts they know. As participation grows, state and regional leaders coordinate the work and connect local findings into a broader picture of financial education.
Illustrative A sample structure to show how the levels connect. Nodes are not people, states or districts, and nothing here measures participation.
How to read this
Four levels, built from the bottom up
Local research starts with District Delegates. State and Regional Directors coordinate the work as the network grows, and the national research brings findings together. Select a level, or a node, to see what it does and how it is earned.
Titles are earned through verified activity. Signing up does not grant one.
Level 1 of 4 · One school district
District Delegates
Investigates and documents financial education policies and practices in their own district: files the records request and logs each follow-up and reply.
Coordinates the active District Delegates in a state and brings their district findings together. Supports up to 5 delegates and holds one board or teacher meeting a month.
Appointed when a state has 3 or more active District Delegates.
Coordinates national strategy and research priorities. Sets the research agenda and standards, reviews state data, and appoints Regional and State Directors.
Positions today
Title only, no name listed
The flow of research
1
District investigation
A delegate documents what one district reports.
2
State synthesis
A State Director brings district findings together for the state.
3
Regional patterns
A Regional Director looks for patterns across states.
4
National research
State findings are published together, with their sources.
This is the process the structure is built to support. It is not a claim that research is complete at every level: until delegates take part, only North Carolina has district records.
Titles are earned through verified activity. They are not granted automatically, and they are not available just by signing up. A role is active when its holder has at least one verified action in the last 30 days. How to join.
Roles at a glance
The ladder, how each title is earned, and the positions filled today.
Role
How it is earned
What it does
Positions
Executive Director The whole campaign
A title held without a name on this site.
Sets the research agenda and standards, reviews state data, and appoints Regional and State Directors.
Open to anyone 13 or older, or to a parent or teacher sponsor, who claims their own district.
Files the records request and logs follow-ups.
Open to earn
Code of conduct
Be accurate, stay nonpartisan, be courteous, protect privacy, be honest about your role, and do not handle money. Breaches can lead to a reminder, loss of a title, or the end of a role. Read the full code.
Youth safety
People 13 or older can take part; anyone under 16 takes part with a parent or teacher sponsor. Adults with CENTS roles do not message anyone under 18 one-on-one, only in group channels. Read the full policy.
Data and privacy
The site collects only what its join, contact and corrections forms ask for, and never a birth date or age: the join form records a yes-or-no “13 or older” answer. We do not sell or share data or track visitors. Read the full policy.
Corrections policy
Send an error with a primary source. We check it, fix or withdraw the entry, and add it to a public change log. Read the full policy.
Role handbooks
One short handbook for each role: District Delegate, State Director and Regional Director. Read the handbooks.
Terms
The information here is informational, not legal advice, and was checked by an automated second pass, not by a lawyer. Read the terms.
